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Others will-with proof of purchase and the card's ID number-so give the receipt along with the card. Some issuers won't replace a lost or stolen gift card, the Federal Trade Commission says. When we rated 20 prepaid cards last year, we recommended only about half of them. Some have fees that can eat up the balance. And not all prepaid cards are a good deal. You'll usually pay a few dollars for a prepaid card at a store or online. There might be a small fee to buy and activate network cards. If you're sending a gift card to someone in a different region of the U.S., there might be few convenient store locations (or none).
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And the merchant might not be a favorite of your intended recipient.
#CENTURYLINK PREPAID GIFT CARD FIVE BACK MERCHANT LIST FULL#
If the company goes out of business, the recipient might not get the full value of the card, or it might become worthless. Merchant cards can be used only at the walk-in or online store of the issuing retailer. (The cards are also a good money-management tool.) Make sure you give cards with low or no monthly fees or other user charges. Also, the recipient can add money to a card and continue using it to pay for purchases. These prepaid cards can be used wherever merchants accept American Express (3.4 million locations in the U.S.) or MasterCard and Visa (12 million). State laws often provide additional protections. Federal law prevents cards from expiring for at least five years from the purchase date or from the last date any additional money was loaded onto them. They can also be purchased online and sent to you or your giftee by mail. Just grab merchant cards or payment network cards (American Express, Discover, MasterCard, and Visa) at a drugstore, retailer, or supermarket.